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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,425 | $81,262+280.8% | $155,602+98.9% | $80,911+282.4% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 13.65% | 33.34%-19.7pp | 64.81%-51.2pp | 35.63%-22.0pp |
| Employer contribution / active EE | $4,360 | $3,102+40.6% | $4,675-6.7% | $2,756+58.2% |
| Participant deferral / active EE | $8,449 | $3,451+144.8% | $5,629+50.1% | $4,297+96.6% |
| Admin fee / account holder | $1,694 | $7,992-78.8% | $15,923-89.4% | $6,935-75.6% |