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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,523 | $77,908+249.8% | $149,696+82.1% | $75,173+262.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 13.06% | 31.73%-18.7pp | 134.46%-121.4pp | 160.72%-147.7pp |
| Employer contribution / active EE | $4,401 | $3,138+40.3% | $4,821-8.7% | $2,671+64.8% |
| Participant deferral / active EE | $9,139 | $3,411+167.9% | $5,682+60.8% | $4,126+121.5% |
| Admin fee / account holder | $2,637 | $5,950-55.7% | $13,212-80.0% | $5,651-53.3% |