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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $605,574 | $134,817+349.2% | $123,973+388.5% | $155,188+290.2% |
| Participation rate | 77.8% | 79.4%-1.6pp | 76.7%+1.1pp | 80.8%-3.0pp |
| Annual return | 12.87% | 515.49%-502.6pp | 388.13%-375.3pp | 148.84%-136.0pp |
| Employer contribution / active EE | $5,669 | $4,425+28.1% | $4,126+37.4% | $4,248+33.5% |
| Participant deferral / active EE | $12,446 | $5,706+118.1% | $5,247+137.2% | $6,531+90.6% |
| Admin fee / account holder | $3,755 | $13,245-71.7% | $11,799-68.2% | $14,480-74.1% |