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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,298 | $133,998+98.0% | $112,263+136.3% | $134,545+97.2% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.99% | 47.17%-62.2pp | 27.49%-42.5pp | 418.37%-433.4pp |
| Employer contribution / active EE | $14,330 | $4,040+254.7% | $3,636+294.1% | $4,742+202.2% |
| Participant deferral / active EE | $15,864 | $5,292+199.8% | $4,729+235.4% | $6,401+147.8% |
| Admin fee / account holder | $1,653 | $7,493-77.9% | $6,410-74.2% | $11,431-85.5% |