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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,842 | $124,330+130.7% | $109,173+162.7% | $167,536+71.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.51% | 26.04%-16.5pp | 25.75%-16.2pp | 478.82%-469.3pp |
| Employer contribution / active EE | $11,327 | $4,209+169.1% | $3,723+204.2% | $4,839+134.1% |
| Participant deferral / active EE | $12,046 | $5,256+129.2% | $4,654+158.8% | $6,342+89.9% |
| Admin fee / account holder | $17,115 | $7,974+114.6% | $6,755+153.4% | $12,315+39.0% |