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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,843 | $112,099-63.6% | $95,954-57.4% | $158,931-74.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 4.43% | 171.12%-166.7pp | 91.62%-87.2pp | 302.86%-298.4pp |
| Employer contribution / active EE | $3,028 | $3,198-5.3% | $2,541+19.2% | $4,761-36.4% |
| Participant deferral / active EE | $4,263 | $4,784-10.9% | $4,167+2.3% | $5,982-28.7% |
| Admin fee / account holder | $29,472 | $10,132+190.9% | $6,796+333.7% | $11,247+162.1% |