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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,843 | $112,131-63.6% | $95,964-57.4% | $158,982-74.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 4.43% | 171.19%-166.8pp | 91.64%-87.2pp | 302.99%-298.6pp |
| Employer contribution / active EE | $3,028 | $3,199-5.3% | $2,541+19.2% | $4,763-36.4% |
| Participant deferral / active EE | $4,263 | $4,784-10.9% | $4,167+2.3% | $5,983-28.8% |
| Admin fee / account holder | $29,472 | $10,136+190.8% | $6,797+333.6% | $11,252+161.9% |