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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,865 | $100,811-53.5% | $86,698-45.9% | $134,545-65.2% |
| Participation rate | 85.0% | 79.0%+6.0pp | 76.6%+8.4pp | 81.2%+3.8pp |
| Annual return | -34.53% | 29.11%-63.6pp | 35.96%-70.5pp | 418.37%-452.9pp |
| Employer contribution / active EE | $11,538 | $3,490+230.6% | $2,837+306.7% | $4,742+143.3% |
| Participant deferral / active EE | $6,734 | $5,339+26.1% | $4,656+44.6% | $6,401+5.2% |
| Admin fee / account holder | $5,525 | $10,926-49.4% | $7,492-26.3% | $11,431-51.7% |