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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,292 | $92,743-45.8% | $82,744-39.2% | $134,532-62.6% |
| Participation rate | 42.9% | 75.2%-32.3pp | 72.6%-29.7pp | 81.2%-38.4pp |
| Annual return | -17.71% | 946.63%-964.3pp | 702.22%-719.9pp | 418.27%-436.0pp |
| Employer contribution / active EE | $1,224 | $3,273-62.6% | $3,008-59.3% | $4,741-74.2% |
| Participant deferral / active EE | $3,129 | $4,802-34.8% | $4,395-28.8% | $6,401-51.1% |
| Admin fee / account holder | $10,551 | $5,977+76.5% | $5,325+98.1% | $11,429-7.7% |