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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,534 | $103,008-42.2% | $90,304-34.1% | $152,897-61.1% |
| Participation rate | 57.1% | 75.9%-18.7pp | 73.3%-16.1pp | 82.5%-25.3pp |
| Annual return | 16.33% | 95.22%-78.9pp | 78.13%-61.8pp | 345.43%-329.1pp |
| Employer contribution / active EE | $874 | $3,139-72.2% | $2,855-69.4% | $4,764-81.7% |
| Participant deferral / active EE | $1,097 | $4,281-74.4% | $3,885-71.8% | $5,851-81.2% |
| Admin fee / account holder | $3,297 | $6,175-46.6% | $5,354-38.4% | $11,599-71.6% |