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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,162 | $100,911-40.4% | $90,440-33.5% | $158,966-62.2% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 13.35% | 1726.62%-1713.3pp | 1294.38%-1281.0pp | 302.95%-289.6pp |
| Employer contribution / active EE | $1,222 | $3,690-66.9% | $3,263-62.6% | $4,762-74.3% |
| Participant deferral / active EE | $2,037 | $4,348-53.2% | $3,964-48.6% | $5,983-66.0% |
| Admin fee / account holder | $9,491 | $6,507+45.9% | $5,615+69.0% | $11,250-15.6% |