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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,469 | $140,592-44.2% | $123,105-36.3% | $125,389-37.4% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -4.84% | 16.80%-21.6pp | 13.22%-18.1pp | 282.24%-287.1pp |
| Employer contribution / active EE | $942 | $6,041-84.4% | $5,151-81.7% | $4,866-80.6% |
| Participant deferral / active EE | $18,138 | $6,980+159.9% | $6,229+191.2% | $5,352+238.9% |
| Admin fee / account holder | $639 | $11,198-94.3% | $9,014-92.9% | $9,541-93.3% |