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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,439 | $197,594-12.7% | $177,822-3.0% | $158,931+8.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | -0.10% | 58.76%-58.9pp | 48.32%-48.4pp | 302.86%-303.0pp |
| Employer contribution / active EE | $24,185 | $6,697+261.1% | $5,918+308.7% | $4,761+407.9% |
| Participant deferral / active EE | $22,067 | $8,405+162.5% | $7,714+186.1% | $5,982+268.9% |
| Admin fee / account holder | $65,260 | $15,400+323.8% | $12,428+425.1% | $11,247+480.3% |