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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,612 | $56,894+157.7% | $84,753+73.0% | $62,881+133.2% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 9.59% | 6.30%+3.3pp | 22.78%-13.2pp | 20.14%-10.6pp |
| Employer contribution / active EE | $10,333 | $2,400+330.6% | $3,574+189.1% | $2,281+353.0% |
| Participant deferral / active EE | $7,351 | $2,709+171.3% | $3,712+98.0% | $3,203+129.5% |
| Admin fee / account holder | $1,854 | $3,581-48.2% | $5,333-65.2% | $4,296-56.8% |