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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,716 | $81,476+232.3% | $102,383+164.4% | $80,925+234.5% |
| Participation rate | 95.0% | 66.8%+28.2pp | 74.5%+20.5pp | 67.7%+27.3pp |
| Annual return | 15.64% | 25.59%-9.9pp | 24.94%-9.3pp | 35.65%-20.0pp |
| Employer contribution / active EE | $10,540 | $3,105+239.5% | $3,870+172.3% | $2,756+282.4% |
| Participant deferral / active EE | $10,799 | $3,871+179.0% | $5,060+113.4% | $4,299+151.2% |
| Admin fee / account holder | $10,499 | $6,717+56.3% | $8,391+25.1% | $6,940+51.3% |