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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,979 | $76,608+184.5% | $56,077+288.7% | $145,877+49.4% |
| Participation rate | 50.0% | 63.2%-13.2pp | 52.5%-2.5pp | 80.3%-30.3pp |
| Annual return | 12.74% | 3009.59%-2996.8pp | 1709.28%-1696.5pp | 551.28%-538.5pp |
| Employer contribution / active EE | $1,773 | $1,382+28.3% | $1,040+70.4% | $4,663-62.0% |
| Participant deferral / active EE | $6,149 | $2,624+134.3% | $1,954+214.7% | $6,691-8.1% |
| Admin fee / account holder | $1,598 | $3,325-51.9% | $2,825-43.4% | $13,402-88.1% |