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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $692,293 | $107,941+541.4% | $91,994+652.5% | $152,909+352.7% |
| Participation rate | 50.0% | 81.2%-31.2pp | 78.6%-28.6pp | 82.5%-32.5pp |
| Annual return | 14.02% | 89.28%-75.3pp | 69.04%-55.0pp | 345.46%-331.4pp |
| Employer contribution / active EE | $18,500 | $4,212+339.3% | $3,453+435.8% | $4,764+288.3% |
| Participant deferral / active EE | $12,500 | $6,366+96.4% | $5,924+111.0% | $5,851+113.6% |
| Admin fee / account holder | $0 | $10,521-100.0% | $7,744-100.0% | $11,601-100.0% |