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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $521,172 | $105,856+392.3% | $90,161+478.0% | $147,586+253.1% |
| Participation rate | 50.0% | 79.7%-29.7pp | 76.9%-26.9pp | 82.8%-32.8pp |
| Annual return | 8.14% | 37.63%-29.5pp | 34.89%-26.7pp | 578.59%-570.5pp |
| Employer contribution / active EE | $18,000 | $4,126+336.2% | $3,318+442.5% | $4,876+269.1% |
| Participant deferral / active EE | $12,000 | $5,733+109.3% | $5,287+127.0% | $5,439+120.6% |
| Admin fee / account holder | $0 | $8,046-100.0% | $5,943-100.0% | $10,886-100.0% |