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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,180 | $86,701+298.1% | $73,309+370.9% | $125,389+175.3% |
| Participation rate | 50.0% | 78.6%-28.6pp | 74.9%-24.9pp | 83.2%-33.2pp |
| Annual return | -1.77% | 2.78%-4.6pp | 5.67%-7.4pp | 282.24%-284.0pp |
| Employer contribution / active EE | $17,500 | $4,152+321.4% | $3,237+440.6% | $4,866+259.6% |
| Participant deferral / active EE | $12,000 | $5,549+116.2% | $4,991+140.4% | $5,352+124.2% |
| Admin fee / account holder | $0 | $7,768-100.0% | $5,635-100.0% | $9,541-100.0% |