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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,640 | $63,365+324.0% | $91,994+192.0% | $72,975+268.1% |
| Participation rate | 96.8% | 72.5%+24.3pp | 78.6%+18.1pp | 69.5%+27.3pp |
| Annual return | 18.28% | 35.35%-17.1pp | 69.04%-50.8pp | 81.01%-62.7pp |
| Employer contribution / active EE | $8,309 | $2,116+292.7% | $3,453+140.6% | $2,440+240.5% |
| Participant deferral / active EE | $9,560 | $4,883+95.8% | $5,924+61.4% | $3,608+165.0% |
| Admin fee / account holder | $6,521 | $4,670+39.7% | $7,744-15.8% | $5,124+27.3% |