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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,623 | $86,701+190.2% | $73,309+243.2% | $125,389+100.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | 0.33% | 2.78%-2.4pp | 5.67%-5.3pp | 282.24%-281.9pp |
| Employer contribution / active EE | $9,045 | $4,152+117.8% | $3,237+179.4% | $4,866+85.9% |
| Participant deferral / active EE | $11,418 | $5,549+105.8% | $4,991+128.8% | $5,352+113.4% |
| Admin fee / account holder | $8,792 | $7,768+13.2% | $5,635+56.0% | $9,541-7.8% |