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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,263 | $97,125+47.5% | $86,233+66.1% | $137,256+4.4% |
| Participation rate | 21.1% | 74.2%-53.1pp | 69.0%-48.0pp | 80.0%-58.9pp |
| Annual return | 17.15% | 74.19%-57.0pp | 61.39%-44.2pp | 220.34%-203.2pp |
| Employer contribution / active EE | $310 | $2,841-89.1% | $2,504-87.6% | $4,156-92.5% |
| Participant deferral / active EE | $2,018 | $5,180-61.0% | $4,559-55.7% | $6,407-68.5% |
| Admin fee / account holder | $30 | $9,725-99.7% | $8,342-99.6% | $12,270-99.8% |