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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,881 | $114,073-64.2% | $96,161-57.5% | $167,518-75.6% |
| Participation rate | 66.7% | 75.1%-8.4pp | 68.4%-1.8pp | 82.1%-15.4pp |
| Annual return | 25.14% | 189.95%-164.8pp | 192.01%-166.9pp | 478.71%-453.6pp |
| Employer contribution / active EE | $0 | $3,428-100.0% | $2,798-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $1,373 | $5,195-73.6% | $4,349-68.4% | $6,342-78.4% |
| Admin fee / account holder | $22 | $6,899-99.7% | $5,538-99.6% | $12,312-99.8% |