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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,196 | $100,139+149.8% | $85,187+193.7% | $145,884+71.5% |
| Participation rate | 21.4% | 74.1%-52.7pp | 67.5%-46.1pp | 80.3%-58.9pp |
| Annual return | 97.82% | 84.15%+13.7pp | 66.67%+31.2pp | 551.85%-454.0pp |
| Employer contribution / active EE | $0 | $3,238-100.0% | $2,732-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $935 | $5,296-82.4% | $4,525-79.3% | $6,690-86.0% |
| Admin fee / account holder | $109 | $7,262-98.5% | $6,162-98.2% | $13,392-99.2% |