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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,051 | $153,769+2.8% | $133,975+18.0% | $273,972-42.3% |
| Participation rate | 83.3% | 88.4%-5.0pp | 87.1%-3.7pp | 83.0%+0.3pp |
| Annual return | 3.91% | 36.51%-32.6pp | 29.29%-25.4pp | 41.46%-37.5pp |
| Employer contribution / active EE | $473 | $6,029-92.2% | $5,211-90.9% | $4,869-90.3% |
| Participant deferral / active EE | $5,648 | $6,958-18.8% | $6,282-10.1% | $5,287+6.8% |
| Admin fee / account holder | $3,316 | $11,765-71.8% | $9,324-64.4% | $10,133-67.3% |