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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,218 | $115,225-46.0% | $100,712-38.2% | $138,895-55.2% |
| Participation rate | 40.0% | 74.3%-34.3pp | 69.3%-29.3pp | 79.9%-39.9pp |
| Annual return | 14.52% | 40.35%-25.8pp | 33.27%-18.8pp | 145.39%-130.9pp |
| Employer contribution / active EE | $932 | $2,771-66.4% | $2,313-59.7% | $4,194-77.8% |
| Participant deferral / active EE | $2,329 | $4,699-50.4% | $4,085-43.0% | $6,396-63.6% |
| Admin fee / account holder | $1,430 | $10,844-86.8% | $9,256-84.6% | $12,562-88.6% |