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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,970 | $102,635-65.0% | $86,209-58.3% | $139,456-74.2% |
| Participation rate | 40.0% | 74.5%-34.5pp | 69.0%-29.0pp | 80.3%-40.3pp |
| Annual return | 17.02% | 1923.53%-1906.5pp | 1169.05%-1152.0pp | 373.45%-356.4pp |
| Employer contribution / active EE | $769 | $3,034-74.7% | $2,381-67.7% | $4,753-83.8% |
| Participant deferral / active EE | $1,922 | $4,677-58.9% | $3,986-51.8% | $6,711-71.4% |
| Admin fee / account holder | $326 | $8,661-96.2% | $6,853-95.2% | $11,407-97.1% |