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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,669 | $142,409+43.0% | $119,634+70.2% | $134,545+51.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -15.82% | -12.46%-3.4pp | -14.98%-0.8pp | 418.37%-434.2pp |
| Employer contribution / active EE | $19,823 | $5,224+279.4% | $4,232+368.4% | $4,742+318.1% |
| Participant deferral / active EE | $15,386 | $6,468+137.9% | $5,601+174.7% | $6,401+140.4% |
| Admin fee / account holder | $1,026 | $13,594-92.5% | $10,329-90.1% | $11,431-91.0% |