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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,797 | $176,786+24.3% | $146,643+49.9% | $167,536+31.2% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 10.89% | 24.04%-13.1pp | 22.75%-11.9pp | 478.82%-467.9pp |
| Employer contribution / active EE | $19,408 | $5,161+276.0% | $4,137+369.2% | $4,839+301.1% |
| Participant deferral / active EE | $13,936 | $6,440+116.4% | $5,506+153.1% | $6,342+119.7% |
| Admin fee / account holder | $2,201 | $13,262-83.4% | $10,280-78.6% | $12,315-82.1% |