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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,372 | $162,821+12.6% | $133,978+36.9% | $158,982+15.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 13.40% | 41.95%-28.5pp | 45.10%-31.7pp | 302.99%-289.6pp |
| Employer contribution / active EE | $19,608 | $4,976+294.0% | $3,919+400.3% | $4,763+311.7% |
| Participant deferral / active EE | $14,745 | $5,910+149.5% | $5,047+192.1% | $5,983+146.4% |
| Admin fee / account holder | $11,810 | $11,742+0.6% | $8,930+32.2% | $11,252+5.0% |