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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,882 | $57,057+185.5% | $85,009+91.6% | $80,874+101.4% |
| Participation rate | 74.2% | 56.4%+17.8pp | 67.5%+6.7pp | 67.6%+6.5pp |
| Annual return | 17.56% | 21.66%-4.1pp | 66.47%-48.9pp | 35.62%-18.1pp |
| Employer contribution / active EE | $3,210 | $1,799+78.4% | $2,728+17.6% | $2,756+16.5% |
| Participant deferral / active EE | $10,218 | $3,112+228.4% | $4,522+126.0% | $4,297+137.8% |
| Admin fee / account holder | $6,160 | $4,986+23.5% | $6,153+0.1% | $6,935-11.2% |