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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,464 | $49,897+133.4% | $80,648+44.4% | $75,177+54.9% |
| Participation rate | 89.7% | 55.3%+34.3pp | 67.0%+22.6pp | 67.2%+22.5pp |
| Annual return | 18.80% | 34.68%-15.9pp | 937.21%-918.4pp | 160.75%-141.9pp |
| Employer contribution / active EE | $7,550 | $1,699+344.4% | $2,724+177.2% | $2,671+182.7% |
| Participant deferral / active EE | $10,138 | $2,992+238.8% | $4,443+128.2% | $4,126+145.7% |
| Admin fee / account holder | $6,268 | $3,579+75.2% | $5,382+16.5% | $5,651+10.9% |