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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,042 | $168,635+41.8% | $147,617+61.9% | $125,389+90.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.88% | 77.65%-78.5pp | 61.98%-62.9pp | 282.24%-283.1pp |
| Employer contribution / active EE | $1,097 | $6,252-82.5% | $5,564-80.3% | $4,866-77.5% |
| Participant deferral / active EE | $6,000 | $5,507+9.0% | $4,895+22.6% | $5,352+12.1% |
| Admin fee / account holder | $5,604 | $13,580-58.7% | $11,612-51.7% | $9,541-41.3% |