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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,938 | $142,392+50.2% | $119,622+78.8% | $134,532+59.0% |
| Participation rate | 83.3% | 82.8%+0.5pp | 79.3%+4.1pp | 81.2%+2.1pp |
| Annual return | -20.09% | -12.46%-7.6pp | -14.98%-5.1pp | 418.27%-438.4pp |
| Employer contribution / active EE | $3,588 | $5,224-31.3% | $4,232-15.2% | $4,741-24.3% |
| Participant deferral / active EE | $13,475 | $6,467+108.4% | $5,601+140.6% | $6,401+110.5% |
| Admin fee / account holder | $959 | $13,593-92.9% | $10,328-90.7% | $11,429-91.6% |