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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,270 | $135,645-32.0% | $110,243-16.3% | $135,380-31.8% |
| Participation rate | 83.3% | 83.5%-0.1pp | 79.8%+3.5pp | 82.6%+0.7pp |
| Annual return | -9.60% | 513.24%-522.8pp | 314.76%-324.4pp | 519.81%-529.4pp |
| Employer contribution / active EE | $4,184 | $4,907-14.7% | $3,827+9.3% | $4,779-12.4% |
| Participant deferral / active EE | $11,733 | $5,507+113.1% | $4,672+151.1% | $5,609+109.2% |
| Admin fee / account holder | $462 | $11,458-96.0% | $8,548-94.6% | $10,828-95.7% |