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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,544 | $152,612-10.5% | $125,192+9.1% | $152,897-10.7% |
| Participation rate | 83.3% | 83.3%0pp | 79.8%+3.6pp | 82.5%+0.9pp |
| Annual return | 30.04% | 54.85%-24.8pp | 43.79%-13.8pp | 345.43%-315.4pp |
| Employer contribution / active EE | $4,290 | $4,947-13.3% | $3,866+11.0% | $4,764-9.9% |
| Participant deferral / active EE | $12,267 | $5,868+109.0% | $4,937+148.4% | $5,851+109.6% |
| Admin fee / account holder | $530 | $13,437-96.1% | $9,704-94.5% | $11,599-95.4% |