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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,880 | $85,766-24.4% | $136,298-52.4% | $70,126-7.5% |
| Participation rate | 82.1% | 74.2%+7.9pp | 81.9%+0.1pp | 69.5%+12.5pp |
| Annual return | 15.96% | 31.46%-15.5pp | 5156.27%-5140.3pp | 73.15%-57.2pp |
| Employer contribution / active EE | $4,930 | $2,966+66.2% | $4,696+5.0% | $2,343+110.5% |
| Participant deferral / active EE | $7,418 | $5,051+46.9% | $6,247+18.7% | $3,332+122.7% |
| Admin fee / account holder | $793 | $5,421-85.4% | $9,244-91.4% | $4,645-82.9% |