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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,368 | $93,617+24.3% | $135,982-14.4% | $75,177+54.8% |
| Participation rate | 84.8% | 75.2%+9.6pp | 81.9%+2.9pp | 67.2%+17.6pp |
| Annual return | 14.84% | 30.89%-16.0pp | 68.32%-53.5pp | 160.75%-145.9pp |
| Employer contribution / active EE | $3,608 | $3,538+2.0% | $4,859-25.8% | $2,671+35.1% |
| Participant deferral / active EE | $10,124 | $6,406+58.0% | $7,760+30.5% | $4,126+145.3% |
| Admin fee / account holder | $11,316 | $6,980+62.1% | $10,767+5.1% | $5,651+100.2% |