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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PRUDENTIAL RETIREMENT INSURANCEAND Service code 13 · EIN 06-1050034 | Contract Administrator | $183,700 |
CAPFINANCIAL PARTNERS LLC2+ years Service code 27 · EIN 26-0058143 | Advisory (Plan) | $118,834 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,396 | $82,188-47.2% | $125,391-65.4% | $64,824-33.1% |
| Participation rate | 92.5% | 77.9%+14.6pp | 82.4%+10.2pp | 71.5%+21.1pp |
| Annual return | -15.27% | 3.50%-18.8pp | 572.41%-587.7pp | 32.84%-48.1pp |
| Employer contribution / active EE | $1,268 | $3,617-64.9% | $4,816-73.7% | $2,507-49.4% |
| Participant deferral / active EE | $7,515 | $7,177+4.7% | $7,448+0.9% | $4,311+74.3% |
| Admin fee / account holder | $339 | $163+107.5% | $10,009-96.6% | $188+80.4% |