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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $539,170 | $166,268+224.3% | $165,100+226.6% | $145,897+269.6% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.6%+14.7pp | 80.3%+13.0pp |
| Annual return | 13.94% | 100.52%-86.6pp | 70.21%-56.3pp | 552.29%-538.4pp |
| Employer contribution / active EE | $5,651 | $5,284+7.0% | $4,348+30.0% | $4,663+21.2% |
| Participant deferral / active EE | $18,040 | $6,964+159.0% | $6,035+198.9% | $6,689+169.7% |
| Admin fee / account holder | $63,123 | $16,659+278.9% | $12,696+397.2% | $13,390+371.4% |