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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $632,615 | $199,109+217.7% | $173,730+264.1% | $154,746+308.8% |
| Participation rate | 92.3% | 82.8%+9.5pp | 79.6%+12.7pp | 80.7%+11.6pp |
| Annual return | 14.84% | 20.02%-5.2pp | 19.96%-5.1pp | 172.34%-157.5pp |
| Employer contribution / active EE | $5,314 | $5,311+0.1% | $4,577+16.1% | $4,379+21.4% |
| Participant deferral / active EE | $19,061 | $7,113+168.0% | $6,326+201.3% | $6,730+183.2% |
| Admin fee / account holder | $3,214 | $20,916-84.6% | $17,523-81.7% | $14,365-77.6% |