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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,023 | $180,749-12.0% | $160,784-1.1% | $137,256+15.9% |
| Participation rate | 95.0% | 80.0%+15.0pp | 77.0%+18.0pp | 80.0%+15.0pp |
| Annual return | 15.35% | 2234.46%-2219.1pp | 1803.92%-1788.6pp | 220.34%-205.0pp |
| Employer contribution / active EE | $4,908 | $4,155+18.1% | $3,733+31.5% | $4,156+18.1% |
| Participant deferral / active EE | $8,765 | $6,844+28.1% | $6,293+39.3% | $6,407+36.8% |
| Admin fee / account holder | $4,760 | $10,397-54.2% | $9,717-51.0% | $12,270-61.2% |