Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,542 | $55,902-31.1% | $76,030-49.3% | $80,959-52.4% |
| Participation rate | 48.9% | 62.1%-13.1pp | 69.1%-20.1pp | 67.7%-18.7pp |
| Annual return | 14.30% | 20.59%-6.3pp | 361.54%-347.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $687 | $1,867-63.2% | $2,688-74.5% | $2,757-75.1% |
| Participant deferral / active EE | $898 | $3,051-70.6% | $4,257-78.9% | $4,300-79.1% |
| Admin fee / account holder | $992 | $5,239-81.1% | $6,421-84.5% | $6,925-85.7% |