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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $272,459 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,839 | $85,144+16.1% | $130,070-24.0% | $80,187+23.3% |
| Participation rate | 94.9% | 79.5%+15.4pp | 78.5%+16.4pp | 72.9%+22.0pp |
| Annual return | 15.51% | 23.78%-8.3pp | -137.40%+152.9pp | 40.40%-24.9pp |
| Employer contribution / active EE | $4,627 | $3,059+51.3% | $4,322+7.1% | $2,980+55.3% |
| Participant deferral / active EE | $7,358 | $4,992+47.4% | $5,821+26.4% | $5,016+46.7% |
| Admin fee / account holder | $111 | $392-71.8% | $10,600-99.0% | $145-23.7% |