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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,999 | $57,140-30.0% | $85,240-53.1% | $80,959-50.6% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 11.49% | 21.71%-10.2pp | 66.75%-55.3pp | 35.67%-24.2pp |
| Employer contribution / active EE | $3,089 | $1,802+71.4% | $2,735+12.9% | $2,757+12.0% |
| Participant deferral / active EE | $5,052 | $3,115+62.2% | $4,527+11.6% | $4,300+17.5% |
| Admin fee / account holder | $1,717 | $4,992-65.6% | $6,165-72.2% | $6,925-75.2% |