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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,560 | $162,136-20.1% | $152,301-14.9% | $154,746-16.3% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 19.39% | 91.02%-71.6pp | 80.50%-61.1pp | 172.34%-152.9pp |
| Employer contribution / active EE | $1,483 | $4,890-69.7% | $4,624-67.9% | $4,379-66.1% |
| Participant deferral / active EE | $4,507 | $8,341-46.0% | $8,004-43.7% | $6,730-33.0% |
| Admin fee / account holder | $871 | $15,759-94.5% | $14,398-94.0% | $14,365-93.9% |