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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,071 | $157,304-75.2% | $141,197-72.3% | $152,909-74.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 22.10% | 64.34%-42.2pp | 71.41%-49.3pp | 345.46%-323.4pp |
| Employer contribution / active EE | $2,276 | $5,263-56.8% | $4,736-51.9% | $4,764-52.2% |
| Participant deferral / active EE | $6,353 | $7,111-10.7% | $6,710-5.3% | $5,851+8.6% |
| Admin fee / account holder | $2,287 | $12,126-81.1% | $10,265-77.7% | $11,601-80.3% |