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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,906 | $150,447-88.1% | $136,298-86.9% | $147,586-87.9% |
| Participation rate | 94.4% | 84.4%+10.0pp | 81.9%+12.5pp | 82.8%+11.6pp |
| Annual return | 12.02% | 1049.15%-1037.1pp | 5156.27%-5144.3pp | 578.59%-566.6pp |
| Employer contribution / active EE | $1,290 | $5,256-75.5% | $4,696-72.5% | $4,876-73.6% |
| Participant deferral / active EE | $0 | $6,631-100.0% | $6,247-100.0% | $5,439-100.0% |
| Admin fee / account holder | $3,014 | $10,906-72.4% | $9,244-67.4% | $10,886-72.3% |