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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,947 | $99,032-9.2% | $80,022+12.4% | $135,379-33.6% |
| Participation rate | 50.0% | 78.4%-28.4pp | 75.8%-25.8pp | 82.6%-32.6pp |
| Annual return | -6.91% | 15.39%-22.3pp | 11.22%-18.1pp | 519.79%-526.7pp |
| Employer contribution / active EE | $0 | $3,043-100.0% | $2,468-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $4,514 | $4,282+5.4% | $3,686+22.5% | $5,609-19.5% |
| Admin fee / account holder | $646 | $10,436-93.8% | $6,521-90.1% | $10,828-94.0% |