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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,557 | $99,079-21.7% | $78,002-0.6% | $273,972-71.7% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.5%-25.5pp | 83.0%-33.0pp |
| Annual return | 9.11% | 217.93%-208.8pp | 425.99%-416.9pp | 41.46%-32.3pp |
| Employer contribution / active EE | $0 | $3,308-100.0% | $2,470-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $3,597 | $4,306-16.5% | $3,497+2.9% | $5,287-32.0% |
| Admin fee / account holder | $1,506 | $8,954-83.2% | $5,481-72.5% | $10,133-85.1% |