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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,608 | $181,896+47.1% | $156,551+70.9% | $273,972-2.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 11.43% | 30.74%-19.3pp | 32.23%-20.8pp | 41.46%-30.0pp |
| Employer contribution / active EE | $18,584 | $6,248+197.4% | $5,501+237.8% | $4,869+281.7% |
| Participant deferral / active EE | $13,300 | $5,550+139.6% | $4,871+173.0% | $5,287+151.5% |
| Admin fee / account holder | $3,252 | $15,560-79.1% | $13,028-75.0% | $10,133-67.9% |