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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,623 | $167,353-7.0% | $143,797+8.2% | $134,545+15.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -35.73% | 0.48%-36.2pp | -0.04%-35.7pp | 418.37%-454.1pp |
| Employer contribution / active EE | $14,099 | $5,620+150.9% | $4,952+184.7% | $4,742+197.3% |
| Participant deferral / active EE | $9,900 | $6,447+53.6% | $5,638+75.6% | $6,401+54.7% |
| Admin fee / account holder | $7,381 | $18,096-59.2% | $14,679-49.7% | $11,431-35.4% |